Secure, efficient, competitive and innovative electronic payments are crucial for the Internal Market in all products and services, and this has an increasing impact as the world moves beyond bricks-and-mortar trade towards e-commerce. The two Commission proposals on card-based payment transactions will introduce maximum levels of interchange fees for transactions based on consumer debit and credit cards. The EESC wants to lower the caps for both credit and debit electronic payments, and include at the same level commercial cards. The proposal strengthens consumer rights concerning international money transfers and will also promote the emergence of new players and the development of innovative mobile and internet payment systems.
The Committee points out that despite it promising opportunities, the on-going crisis means that ship owners and SMRC shipyards are facing financing bottlenecks making business conditions difficult for companies and ever greater competition from third countries. SMRC sub-sector should work closely with the maritime value chain with the aim of raising its profile and obtaining support from the EU, the Member States and regions.
Download — The European ship repair and conversion sector: a resilient industry, competitive in the world and committed to EU policies for sustainable growth
The EESC believes that the Mediterranean Region needs a Macro-Regional Strategy (EU MMRS) to help the regions face challenges that cannot be satisfactorily resolved by single regions or countries through the usual means. Such a strategy would help the regions concerned to address the causes of uncertainty that dominate the Mediterranean region by increasing the value-added of the positive achievements of the initiatives already launched and the Europe 2020 goals. The success of the MMRS will also have a positive effect on the EU as a whole.
Download — Towards a Strategy to develop cohesion in the Mediterranean
The EESC welcomes the proposals to set up a Single Resolution Mechanism which, forms an important new building block in developing the banking union. The Committee equally welcomes the proposed Single Bank Resolution Fund and considers it important to ensure that the resolution fund has the financial resources it needs to fulfil its role properly.
Given the EESC specific expertise, the EESC's opinion is particularly sought on the role of the private sector –taking into account its diversity from SMEs to multinational companies- in fostering smart and sustainable economic growth and creating jobs, as well as investing in training, education, research and innovation, key enabling technologies such as information and communication technologies (ICT). Corporate Social Responsibility initiatives, Public-Private Partnerships, joint innovation and inclusive business models could also be issues to be investigated. Possible mechanisms, processes allowing the involvement of the "private sector" in a global partnership for development in a post 2015 framework would also be of interest.
Download — Involvement of the private sector in the post 2015 development framework
