Credit agreements for consumers

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Proposal for a Directive of the European Parliament and of the Council on consumer creditsCOM(2021) 347 final – 2021/0171 (COD)


The Consumer Credit Directive (CCD) is in force since 2008. A recent Commission evaluation finds that the CCD has been partially effective in ensuring high standards of consumer protection and fostering the development of a single market for credit in the context of a regulatory landscape showing significant fragmentation across the EU-28. The CCD has some shortcomings: a certain number of important obstacles are due to the application, implementation and enforcement of the Directive as well as wider market developments not foreseen at the time it was drawn up in 2008. The EESC opinion will focus on the revision of the CCD.

Practical information

Composition of the study group

Administrator in charge: Marie-Laurence DRILLON
Assistant: Alexandra SEIDENBERG

For more information please contact the INT Section Secretariat