Banking and insurance are evolving. Insurance companies and banks are at the forefront of the development of the digital economy. The very nature of their activities lends itself to the intensive use of the new technologies. In a highly competitive framework marked by a keener pursuit of competitiveness, insurance companies and banks have become part of an ongoing drive for innovation.
VIRKSOMHEDER - Related Opinions
With this opinion the EESC welcomes the package of measures to adapt copyright to the requirements of the digital economy, by aiming to eliminate fragmentation while, at the same time, enhancing protection for creators. The EESC supports the exclusive related right of publishers to authorise or prohibit the digital use of their press publications for a period of twenty years and urges to harmonise the "freedom of panorama" exception by means of European rules. The EESC also refers to the ECJ judgment stating that, under certain conditions, the lending of a digital copy of a book has similar characteristics to the lending of printed works.
Europe has always played a key role in the innovation and development of personal care, body hygiene and beauty products. However its leading position has progressively been eroded in the process of global competition. While the innovative capacity of Europe’s specialised enterprises is very impressive, the production and commercialisation of European inventions have shifted to other parts of the world with serious economic and social consequences for Europe in terms of benefits, labour opportunities and incentives for research and development. To strengthen this particular branch of industry by appropriate strategies will lead to a major contribution to industrial reshoring and industrial development.
The proposal from the Commission is a welcomed step further in the creation of a Digital Single Market, but it's not a game-changer. More ambitious and well-defined proposals for a Digital Single Market in favour of consumers and companies, should be put forward.
Justified geo-blocking resulting from different Member States' industrial policies and diverging legislation is also damaging the development of SMEs and scale-ups operating in Europe. The EU should focus equally on the remaining obstacles in the Single Market that discourage or hamper traders from selling on-line and/or off-line across borders.
The EESC calls upon the Commission, the European Parliament and the Council to work together to hold an interinstitutional conference as soon as possible on the role of public-private technology partnerships in European reindustrialisation, with a view to the next R&I Framework Programme after 2020.
The EESC welcomes the 2015 Report and considers it fundamental to have a competition policy that ensures a level playing field in all sectors. Imports based on unfair competition constitute a danger to European businesses. Anti-dumping measures are essential to save jobs and protect the economy.
The EESC considers that a new vision is imperative in order to establish a European Standardisation System (ESS) able to adapt to constantly changing international circumstances and deliver increasing benefits to businesses, consumers, workers and the environment alike.