CONSUMIDORES - Related Opinions
In this opinion, the EESC calls for society to begin an economic transition from over-exploitation of resources and a throw-away culture to a more sustainable, job-rich era, based on quality rather than quantity. In order to cope with the fundamental shift to a new economic model with major systemic consequences in many areas, it is recommended that a new cross-cutting and permanent body be set up in the EESC to analyse these developments.
The CPC Regulation harmonises the cooperation framework between national authorities in the EU so that their enforcement action can cover the full dimension of the Single Market. The primary aim of the CPC Regulation is to ensure legal certainty in the Single Market via coherent enforcement of key Union consumer acquis. The EESC supports this proposal, considering it to be timely and its content to be well-argued and developed by applying the proposal to all stakeholders - consumers, businesses and national authorities and calling on the Commission to launch the coordination with the Member States needed to implement the measures and to extend the scope of the coordinated actions.
While supporting the pilot project to set up a financial expertise centre for consumers and end-users of financial services, the EESC feels it would be useful to call for a number of conditions to be met: legitimacy, financial independence, transparency and accountability, public visibility, as well as balance between financial sector professionals and users.
Defining the sharing economy makes it possible to distinguish between genuine practices requiring special arrangements and those that are wrongly classified merely to get around applicable regulations. New business models need to comply with the applicable national and EU legislation, so the Commission must urgently define a clear and transparent legal framework and publish without further delay the long overdue 'European agenda for the collaborative economy'. This agenda should provide a clear definition of the complementary role that self- and co-regulation must play in the sharing economy.
With this opinion the EESC takes the opportunity to comment on how the European market for retail financial services can be further opened up. The EESC welcomes that the Commission is on track and has an ambitious programme for implementing the Action Plan on Building a Capital Markets Union, also endorsing that consumers should be given the opportunity, whenever possible, to compare different products, so they can make an informed choice.