Retail payments for the EU (Communication) - Related Opinions

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SEPA / Extension

Priimtos on 11/07/2018
Nuoroda: 
INT/847-EESC-2018-01993-00-00-AC-TRA
Referral: 
COM(2018) 163 final 2018/0076 COD
Rapporteur: 
Daniel MAREELS (Belgium)

The objective of this proposal is to bring the benefits of Regulation 924/2009 to people and businesses in Member States outside the euro area, and put an end to the high cost of intra-EU cross-border transactions in euro. This proposal will enhance transparency for consumers by disclosing the full cost of a cross-border transaction. It will help them compare currency conversion service offers before starting a payment transaction involving a currency conversion.

EESRK nuomonė: SEPA / Extension

Fraud and counterfeiting of non-cash means of payment

Priimtos on 18/01/2018
Nuoroda: 
INT/831-EESC-2017-04514-00-01-AC-TRA
Referral: 
COM(2017) 489 final 2017/0226 COD
Rapporteur: 
Victor ALISTAR (Romania)

With this opinion the EESC welcomes the Commission's initiative to prioritise the fight against cybercrime, as it aims to protect Europeans and businesses from cybercrime networks, and includes measures to boost confidence in the use of electronic payment instruments. The EESC is of the view that the benefits of digitisation must be flanked by mechanisms able to meet the accompanying challenges, so that the European economy and Europeans can enjoy the information society to the full. For the EESC it is important to establish deterrents and mechanisms to inform the public about the modus operandi of offenders as well, through awareness-raising campaigns conducted by law enforcement authorities in the Member States.

EESRK nuomonė: Fraud and counterfeiting of non-cash means of payment

Consumer financial services (Communication)

Priimtos on 20/09/2017
Nuoroda: 
INT/822-EESC-2017-01765-00-00-AC-TRA
Referral: 
COM(2017) 139 final COM(2017) 139 final
Rapporteur: 
Michael IKRATH (Austria)
Co-rapporteur: 
Carlos TRIAS PINTÓ (Spain)

The Commission has identified three main strands of further work to move a step closer to a genuine Single Market for financial services:

Increase consumer trust and empower consumers when buying services at home or from other Member States.

Reduce legal and regulatory obstacles affecting businesses when seeking to expand abroad.

Support the development of an innovative digital world which can overcome some of the existing barriers to the Single Market.

EESRK nuomonė: Consumer financial services (Communication)

Green paper on retail financial services and insurance

Priimtos on 27/04/2016
Nuoroda: 
INT/772-EESC-2015-06603-00-00-AC-TRA
Referral: 
COM(2015) 630 final
Rapporteur: 
Milena ANGELOVA (Employers - GR I / Bulgaria)

With this opinion the EESC takes the opportunity to comment on how the European market for retail financial services can be further opened up. The EESC welcomes that the Commission is on track and has an ambitious programme for implementing the Action Plan on Building a Capital Markets Union, also endorsing that consumers should be given the opportunity, whenever possible, to compare different products, so they can make an informed choice.

EESRK nuomonė: Green paper on retail financial services and insurance

Downloads: 

Key facts on cross-border consumer finance in Europe

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