The objective of this initiative is to foster pan-European market initiatives based on instant payments, which would ensure that anyone holding a payment account in the EU could be able to receive and send an instant credit transfer from and to any other payment account in the EU, as a first step in euro and eventually in any EU currency. There should be attractive payment solutions allowing initiation and acceptance of instant payments domestically and crossborder (and in the longer-term also globally), in various circumstances, including at physical point of sale, online and between individuals.
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Corruption and the lack of rule of law undermine the mutual trust that is underpinning the internal market. This opinion should contribute to bringing attention to how challenges to the rule of law affect the internal market and in particular public procurement.
The purpose of the opinion is to contribute to the further development of the foresight in the EU policy-making so to gather a better understanding the twinning between the green and digital transitions. The opinion should ensure that EESC views are integrated in the new EU policymaking cycle which introduced foresight as a new compass as well as in the next European Commission's Annual Foresight Report for 2023.
Efficient insolvency laws are one of the key criteria for investors to decide on whether to invest across borders. Increasing confidence in cross-border financing will boost the Union’s capital markets.