This own-initiative opinion is a follow-up to the EESC opinion on the Commission communication on Tourism and transport in 2020 and beyond.
This follow-up opinion intends to contribute to a coherent set of long term EESC proposals aimed at the full recovery of EU tourism and transport. The opinion will focus on how to best manage crises in the tourism industrial ecosystem and on the lessons learnt from such crises. After several waves of the COVID pandemic, it is of utmost importance to rethink the tourism ecosystem in more sustainable terms and adopt relevant policy solutions, as well as a comprehensive package of measures.
The Consumer Credit Directive (CCD) is in force since 2008. A recent Commission evaluation finds that the CCD has been partially effective in ensuring high standards of consumer protection and fostering the development of a single market for credit in the context of a regulatory landscape showing significant fragmentation across the EU-28. The CCD has some shortcomings: a certain number of important obstacles are due to the application, implementation and enforcement of the Directive as well as wider market developments not foreseen at the time it was drawn up in 2008. The EESC opinion will focus on the revision of the CCD.